Samsung Pay

Here’s how to set up Samsung Pay in India

Samsung Pay started out with an early access program in India and was made available to everyone just a couple of weeks later. Samsung Pay has worked out effortlessly for the most part here in India, as you will read in my first impressions post. Quite a few of you probably have Samsung Pay running on your compatible Samsung phone, but for anyone wondering how to get started, here’s our guide on setting up Samsung Pay for use with credit and debit cards in India.

Before you proceed, make sure to check out the list of compatible smartphones and credit/debit cards at Samsung’s website.

Step 1: Download Samsung Pay and log in to Samsung account

Every compatible device will have the Samsung Pay app preloaded. If you don’t have it on your device, you probably aren’t on the latest software version, in which case you should first grab the latest software update from the Settings » About device or Settings » Software update menu. Samsung Pay will also not show up on a third-party launcher, so make sure you switch back to the default launcher from the Settings » Applications menu.

The Samsung Pay app that you see on your phone is not actually the full app, so the first time you open it, you will be prompted to download the full sized Samsung Pay app. Let the download complete and view or skip the intro video that shows up.

Now, the app will ask you to sign to your Samsung account. If you have one, proceed with signing in, or make a new account if you don’t have one by selecting the necessary option from the login popup. Also note that the process of adding cards has to be repeated on each new Samsung device, as card information is only saved on the device and not synced to your Samsung account.

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Step 2: Set up verification method for using Samsung Pay

Once you have logged in, you will be asked to set a verification method for securing Samsung Pay. You can use your fingerprint for the same or set a PIN (using a fingerprint will also require a PIN as a failsafe). Once you have set up your chosen verification method, you will be given the option to add a new card.

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Step 3: Adding a credit or debit card

  1. Now we come to the main objective: Adding your credit or debit cards to Samsung Pay. Hit the Add card button that came up after you set your verification method, or hit the big + sign if you are in the main Samsung Pay app.
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  2. There are two ways of adding the primary card details. You can either take a photo of your card’s front side, following which you will be asked to add information such as the CVV code and the name on the card, or you can enter all card details manually. The latter, of course, is preferable for those who remember their card details and don’t want the hassle of taking the card out of their wallet.
    Note: If you use the camera to add card details, double check all fields as the phone might not always properly detect the values printed on your card.
  3. Once you’ve added all details, hit Next and wait for the app to validate your card. This can take a while, so be patient. Should validation fail, simply try again.
  4. After validation is done, agree to Samsung’s terms and conditions. This will result in another round of validation.

Step 4: Verifying the card you’re trying to add

  1. Based on what verification methods are employed by your credit or debit card supplier, you will be asked to verify your card after you agree to the terms and conditions. For my ICICI credit card, I get the option to verify through an OTP (one time password) sent to my registered mobile number. For some cards, the options could also include sending the OTP to your email address.
    Note: There’s also an option to call the bank, but that’s not something you should need to do unless you repeatedly fail at verification through SMS or email.
  2. Select how you want to verify your card. No matter what option you choose, it will most likely involve entering a six or seven digit number (sent to your phone number or email) in the Samsung Pay app to complete verification.
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  3. Once verification is done, you will be asked to sign your card. You can sign it right away or hit the LATER option. Signing isn’t necessary, as Indian consumers would be well aware, given the signatures on cards are not exactly checked by most retailers and shops in the country.
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  4. Whether you sign or not, Samsung Pay will notify you that your card has been added. You will also get options to add another card, but just hit DONE here for the sake of following this guide.

(Optional) Adding a Paytm wallet account

Samsung Pay also allows Indian users to add a Paytm wallet account, so that you can pay from your Paytm wallet balance through Samsung Pay instead of firing up the Paytm app. To add a Paytm account, hit the Wallets button in the Samsung Pay app, then hit the Add Paytm button. Enter the phone number registered to your Paytm account, hit Register, then wait for an OTP to be sent to your number. Enter the received OTP in the verification field, then hit Confirm.

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That’s it, folks. Now, for using Samsung Pay…

You will be returned to the main Samsung Pay screen, and you should see your newly added credit or debit card here, and your Paytm account in the Wallets section. So, now that you have added your card or Paytm account, how do you pay?

To be easily and quick accessible, the Samsung Pay app will always be running on your phone. The app can be launched by swiping up from the bottom of the screen when you’re on the lock screen, home screen, and even when the phone’s display is off. Once you’ve swiped up to open Samsung Pay, you can swipe between the cards to choose the one you want to use, then either place your finger on the home button or enter your PIN to fire up the actual payment screen.

Then, simply place your phone against the top or the side of the payment terminal/card reader to begin payment. Keep in mind that the card reader might sometimes fail to properly receive information from the phone; in such cases it’s best to try again or simply pay with your card, lest you hold up the people in the queue behind you.

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If you intend to use your Paytm wallet, you can scan the QR code put up at the retailer’s or show your own code to the cashier so they can scan it (if they have the necessary equipment) to make payment. You also have the option of sending money to others, by simply entering their phone number.

Where can I see my transaction history?

Whenever you use Samsung Pay to make a payment, the transaction will be added to the list of transactions for the particular card used. To see these transactions, fire up the Samsung Pay app (if you open it by swiping up from the bottom of the screen, simply swipe down again to access the main app). Then, click on the Credit/Debit cards text in the middle of the screen, then select the card you want to view details for. All transactions made via Samsung Pay will be listed here. Remember that you will need an internet connection for the transaction list to be updated, but you do not need an internet connection to use Samsung Pay for payment.

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This guide will have hopefully made the process of adding cards to and using Samsung Pay simple. Should you have any doubts, don’t forget to leave a comment so that we can help you get back on the right track.

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joelcastanha
joelcastanha

I have a s6 edge plus, purchased from UAE. can anyone guide me how to install samsung pay india or share the apk.

Prashant Goyal
Prashant Goyal

I am trying to add my Axis credit card but always show Registration Fail to mobile S6 edge plus ….. I have done so many complaints but still problem is there. i have reset my phone also but nothing…….Even i talk to bank they said every thing is fine with my card…… kindly solve my problem

Vaishampayan
Vaishampayan

Hello All – I brought a Samsung A5 (2017) from Singapore to India. All functionality is working fine. But, all the promotions and offers in Samsung Pay is being shown of Singapore. Can anyone advise how to change that to India region?

pavan143vicky
pavan143vicky

Where is Samsung Pay for Gear s3 in india ?

Hamza Gatsby
Hamza Gatsby

Hi, I am unable to add credit cards issued by ICICI Bank, earlier I was able to use my ICICI Bank’s debit card but after I tried to reset my Samsung Pay I cannot add any of the cards from ICICI Bank while the cards issued from Axis bank works just fine. Can somebody help me please…

krumbs
krumbs

Got the new firmware update for the Gear S3 today, but Samsung Pay seems to be missing! Is there a separate app that needs to be installed for it to work?

jacob4321
jacob4321

yes. Received the new update. Samsung pay is missing … Need to wait for the next update.

jacob4321
jacob4321

when samsung pay will come , the new gear will be ready. why Samsung is too slow in India ?

jacob4321
jacob4321

Do you thing next gear will go for android wear? then its the end of gear s3. Hope Samsung will not do it due to Samsung pay

jacob4321
jacob4321

Just update if anyone got update on their gear s3. open gear app >>aboout gear >>update gear software>>download update manually

jacob4321
jacob4321

no update yet.

jacob4321
jacob4321

if information i got is correct samsung going to rollout samsung pay update for indian gear s3 from tomorrow.

Harshanath
Harshanath

Guys I have s7 edge uk version, I did not get samsung pay. Can any one help me please?

jacob4321
jacob4321

Please update if Samsung pay is working for gear s3 purchased from India. On the samsung pay launch event they said , it gong to be launched shortly . not given a firm date .

anyway I am happy with my gear s3 watch. getting almost 3 days battery backup

ayushjha
ayushjha

Guys, i have an S6 Edge+ (SM-G928C) : If I install SM-G928G (India) firmware (once Nougat for India is released if not done already) , will it work? Thanks.

Saeed Lollipop
Saeed Lollipop

I have this,but it doesn’t work.

mdfarhan
mdfarhan

Please share the apk. I have sm920c and use spay(latest version from apk section here) but it doesn’t have wallet feature.

amandeep.nandha086
amandeep.nandha086

why samsung didnt included s6 and s6 edge in samsung pay programe

pcoruganti
pcoruganti

Galaxy S6 and S6 edge has NFC but they don’t have MST in their hardware. In India most POS have only magnetic readers that requires MST option. Which is why Samsung pay is not available for these devices. Once NFC payment devices available at most of the outlets then you can expect Samsung pay become available for S6 lineup.

Abhijit123
Abhijit123

I imported Gear S3 Frontier edition from US. It has the Samsung Pay app in it. I was able to add my HDFC Debit Card to it and it got added successfully. But due to some unknown reason I am able to use Samsung Pay (With Gear S3) only with some POS’s. For others the POS says “International Card not Supported”. I guess the reason is due to Samsung Pay for Gear not officially released in India. Will check again once official Firmware update with SPay rolls out in India. Paying with a watch was a nice experience. Even the… Read more »

jacob4321
jacob4321

Nice to hear that its working fine for you . I have gear s3 bought from India. still no update. they are not giving a date for launch.

I think your cards are working as International cards in India since you have registered on a US gear. some of the pos in India won’t take International cards.

You must check whether you get the update on a US gear s3, since paytm and UPI integrations are purely Indian. if not , flash it with an Indian rom.