Tap To Transfer to bring peer-to-peer payments to Samsung Wallet in USA

Samsung Wallet to get peer-to-peer payments in USA

Samsung Wallet will get a peer-to-peer payment functionality called Tap To Transfer. The company said the new feature works by tapping one phone to another. So, it likely works via NFC rather than QR codes. A similar functionality already exists in South Korea.

This feature won't be limited to Samsung Pay (the payments part of Samsung Wallet), though. Samsung said Tap To Transfer would support third-party digital wallets as the feature is linked to associated accounts and debit cards rather than Samsung Pay. So, the transaction will be processed by leading card providers.

If the feature works as Samsung claims, it will be better than how Apple's Tap To Cash works.

The story continues after our Galaxy S25 Ultra One UI 7.0 video below.

Samsung Wallet will also get Instant Installment

Samsung Wallet will also get Instant Installment, a Buy Now, Pay Later service. The feature works with the two most popular credit card providers and would help you with your offline payment plan experience at brick-and-mortar stores.

The Instant Installment feature's backend will be handled by respective card providers (or the associated bank), and Samsung will handle the front end on your phone.

Both new features will be launched in the USA shortly after the launch of the Galaxy S25 series. It could be launched in the second quarter of this year. Both features will likely come to older Galaxy phones via software/app updates.